AI‑guided DIY credit disputes
Why pay for expensive credit repair when you don’t have to?
AI Credit Authority gives you a guided workflow to review your credit data, generate professional dispute letters, and keep everything organized across all three bureaus.
- Review all 3 bureaus in one place
- Create print‑ready dispute letters
- Track rounds, dates, and responses
- You control what gets sent
Important: No one can legally remove accurate, current, verifiable information on demand.
Only dispute items you believe are inaccurate, incomplete, outdated, or unverifiable. Results vary.
Compare Options
On mobile: swipe left/right to compare columns.
AI Credit Authority
Typical credit repair service
Lexington Law Credit Repair
| Typical monthly cost | $39.95 / month | $99+ / month | $89–$129 / month |
| Dispute letters you can generate | As many as you need* | Often limited | Often limited |
| You control what gets sent | Yes | Varies | Varies |
| Guided workflow & education | Included | Sometimes | Sometimes |
*Features and limits depend on your provider/program terms. The comparison columns describe common alternatives and are provided for general context only.
Pricing and features vary by provider. Dispute outcomes vary. No service can promise specific results, and accurate, current information generally cannot be removed on demand.
AI Credit Authority
PREMIUM
$
39.95
Monthly
- Monthly 3‑bureau reports & scores*
- Unlimited dispute letter generation*
- Credit monitoring & alerts*
- Identity theft coverage/insurance (where offered)*
*Exact inclusions depend on your provider/program. Billing and cancellation follow provider terms.
FAQ
Short and compliant answers.